I have 6 Insurance Plans... and I don’t even have dependents

Six active life insurance policies. Sounds a bit much, right?

To be honest, ilang beses ko na rin narinig: “𝐸ℎ 𝑤𝑎𝑙𝑎 𝑘𝑎 𝑛𝑎𝑚𝑎𝑛𝑔 𝑎𝑛𝑎𝑘 𝑜𝑟 𝑎𝑠𝑎𝑤𝑎, 𝑏𝑎’𝑡 𝑎𝑛𝑔 𝑑𝑎𝑚𝑖 𝑚𝑜𝑛𝑔 𝑖𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒?”

Fair question.

I’m not a breadwinner. I don’t have kids or dependents. But I do have goals, health to protect, loved ones I care about, and dreams I want to keep showing up for... no matter what life throws at me.

So yes, I have multiple insurance plans.

✅ 1 comprehensive health plan – Sun Fit & Well (700k coverage for 114 illnesses)

✅ 2 VULs – for retirement and long-term protection

✅ 1 term health plan – (because 700k critical illness coverage might not be enough)

✅ 2 "money-back" plans – linked to pre-selling properties I invested in (explain ko 'to in a separate post)

And no, I didn’t get these all at once.

I started small — just one plan I could afford at 28, before I even became a licensed advisor.

I learned, adjusted, and added more when I was ready.

I don’t do this to impress anyone. I do it because 𝐼 𝑤𝑎𝑛𝑡 𝑝𝑒𝑎𝑐𝑒 𝑜𝑓 𝑚𝑖𝑛𝑑.

Because kahit wala akong binubuhay, I want to live a life that feels supported and secure.

If you’re wondering what kind of plan actually fits your lifestyle, I’d be happy to walk you through your options.

No pressure. No sales talk.

Just clarity and a little guidance from someone who gets it.

I offer free financial planning sessions for freelancers, creatives, and curious young professionals.

You can check here for my available schedule:

https://www.titaraketera.com/financial-planning-session